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How to finance your studies

female exchange students in winter time, while it is snowing

 


Student budget

In order to live comfortably in Norway during your studies, it is recommended that you have a budget of minimum NOK 10.000 each month. Non-EU/EEA students (exchange and full-degree) need to prove that they have sufficient funds. This is not required for Erasmus+ students/students on other grants from EU/EEA institutions. 

Recommended monthly budget

  • Accommodation - starting from NOK 4.000 (on-campus housing)
  • Food and transportation - NOK 2.500
  • Books and supplies - NOK 1.000
  • Gym, entertainment, health care etc. - NOK 2.500

These estimated costs will vary (most often increase) according to the type of accommodation, amount of food needed, how many books/supplies needed etc. It is therefore recommended to make yourself a budget during your exchange/studies, which shows your personal consumption.


Scholarships and grants

Inland Norway University of Applied Sciences (INN University) does not offer scholarships to exchange or full-degree students. To view possible scholarships and grants, view www.studyinnorway.no


Finding a part-time job

Be aware that finding a part-time job in Norway during your studies at INN University can be quite challenging, as most part-time jobs require students to speak Norwegian. Jobs that may be of most relevance for international students (full-degree and exchange) are such as waiter/waitress/cook/dishwasher in a restaurant/bar, cleaner, tour guide, babysitting for international couples, warehouse work etc. 

Not all jobs are advertised through online job portals, and it is therefore recommended to visit the employers in the Campus city/city closest to your campus with your CV (resume) and Application. The employers may be looking for someone, but might not have advertised for it online. Remember to dress nicely. Relevant job portals are: www.finn.no, www.jobbnorge.no, www.nav.no and other. 

When you apply for a job in Norway, it is always recommended to add one A-4 page in addition to the CV. This is the "Application" (Cover Letter), and is where you inform why you apply, and why you are qualified for the job. When the documents are adapted to each job - waitress, tour guide etc., there is a higher chance for the employer to hire you. Do not get angry/dissapointed if you did not get the job you wanted. Take it as an experience. However, if you are offered a job, make sure that it does not have a negative affect on your studies. 

If you need additional tips for your resume and application, contact the International Office. Make sure to have a draft of both documents. It is also recommended that your friends/family members whom have gone through this process, provide you feedback on your documents. 

Tips for your CV (resume)

  • Keep it clean and simple. Adding to many design elements is not needed.
  • Do not include fancy words (adjectives) that cannot be confirmed by your references, and that you do not know the meaning of. 
  • Do a spell check and make sure that you do not have any errors (spaces, letters, dots etc.). Use grammatically correct writing. Nobody likes to read a sloppy CV. 
  • Use a "professional" picture. Do not add a picture where you are partying etc. Make sure that you are well dressed. The picture should only be of you, not you and your friends/family/others. 
  • Never provide any personal information, such as your full identification number and your bank account number.
  • Make sure to highlight your skills and positive aspects, including your education and experience. 
  • Focus on 2-3 references whom can confirm what is written in the CV. 
  • Adapt the CV to each employer/job. If you apply for a bartender job, but use the same CV as while applying for a cleaning job, it will not highlight your specialties.
    • However, if you make a general CV for all type of jobs (not recommended), you need to enhance to a greater degree your skills and positive aspect in the Application document. 

Tips for your Application (Cover letter)

  • Focus on your education and experience, and how it is relevant for the job you are applying for. If you have documentation stating your experience/education from employers/institutions/others in English, prepare copies. Never provide the original documents. The employer might request these documents, unless the job description states that it needs to be included.
  • Inform of your relevant interest:
    • If you are applying for a bartender job, you should put forth that you like meeting new people, have an interest in mixing drinks (if you are over 20) etc. 
    • However, if you are applying to be a tourist guide, you should enhance that you have an interest in art/buildings/other, that you like helping/assisting other people etc.
  • You should always add (if it applies for you) that you are hard-working and like receiving new challenges. Be humble.
    • Do not shorten words: I'm -> I am, it's -> it is, that's -> that is etc. Be professional and polite. 
    • Do not shorten names without providing the whole name. If you need to write INN University, you first need to write "Inland Norway University of Applied Sciences (INN University)". The next time you write our institution's name, you can write "INN University".

Work permit

EU/EEA students do not need a permit to work in Norway, in addition to their studies. Working is allowed after registration with the Police is completed. No working hour limitation.

Non-EU/EEA students can work up to 20 hours per week and full-time during holidays, in addition to their studies (during their first year of study). A study permit must be granted in order to have the right to work. For more information, visit UDI's web-page.

In order to receive wages for your part-time work, you need to apply for aTax Deduction Card and Norwegian bank account. 

NB: Be aware that your work permit is not automatically renewed with your residence permit. You need to document satisfactory progress in your studies in order to continue working up to 20 hours per week. This document can be provided by INN University.

Is a D-number/Norwegian national identification number needed to work in Norway?

Yes. In order to open a bank account and receive wages, you need to have a D-number or a Norwegian national identification number. 

  • EU/EEA students staying less than 6 months are not granted a D-number upon registering with the Police after arrival. This identification number will be granted together with the Tax Deduction Card. Students staying longer than 6 months will be granted a Norwegian national identification number after they have registered their immigration to Norway.
  • Non-EU/EEA students are granted a D-number/Norwegian national identification number upon registering at the Police station and completing their residence permit. 

When you have found a job

Tax Deduction Card

Everyone working in Norway are obliged to pay taxes on their earnings. Check out the Norwegian Tax Administration's web-page for information on how to obtain the card and work in Norway. Appointments with the Tax Office can be booked online. You will undergo an ID control during this appointment. Bring the following documents:

  • The completed application form (RF-1209)
  • Your passport / national ID card
  • A residence card (non-EU/EEA)/registration certificate (EU/EEA).
  • An employment contract or written offer of employment.

NB: You cannot be granted a Tax Deduction Card without having a job/a job offer. Your employer is not responsible for requesting a tax deduction card on your behalf. If you do not obtain one, your employer will withhold 50% of your wages. 

Norwegian bank account

In order to receive wages earned in Norway, students need to have a Norwegian bank account. However, only students with a Norwegian National Identification Number/D-Number can apply for this.

How to get a Norwegian bank account:
  1. Register with the Police Station / complete the study permit application (step 2) and receive your residence card.
  2. Apply for a Tax Deduction Card.
  3. Contact a local bank to generate an account. The process takes shorter with a local bank, than a regional bank.

NB: Be aware that this process may take several months.